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Exploring Benefits Lingo | San Diego Employee Benefits Team

We all know how confusing and complex benefits and healthcare terms can be- the difference between deductible and co-insurance is a common question for many and there are plenty of others like it. When you are comfortable and confident in how your plan works, you can make an informed decision on HOW to use and … Continued

WHAT SMALL BUSINESSES CAN TEACH US IN 2021

Based on responses from over 2,200 professionals to our October survey, there’s a bigger story at play than just “it was a challenging year.” Small businesses teach us that responding to employee concerns, prioritizing people over profits, and dealing with compliance through collaboration are vital to braving the ever-changing role of human resources in 2021. … Continued

Employee Benefit Plan Limits for 2021

Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The following commonly offered employee benefits are subject to these limits: High deductible health plans (HDHPs) and health savings accounts (HSAs); Health flexible spending accounts (FSAs); 401(k) plans; and Transportation fringe benefit plans. The IRS typically announces … Continued

WHAT EMPLOYERS CAN DO TO ENCOURAGE AND SUPPORT VOTING

Due to COVID-19, this year’s election may be especially challenging. Long lines, distant ballot drop boxes, and childcare arrangements may add to the time people need away from work to vote. Even where it’s possible to vote by mail or absentee ballot, experts anticipate that many people will still want to vote in person, so … Continued

California Expands Family and Medical Leave Under the CFRA

Effective Jan. 1, 2021, amendments to the California Family Rights Act (CFRA) expand the law’s leave requirements to cover employers with at least five employees, provide new grounds for leave and remove leave limits. The CFRA The CFRA provides 12 weeks of unpaid, job-protected leave to otherwise eligible employees to bond with a new child … Continued

Talking to Children About Returning to School During the Pandemic

While children may not understand the full scope of the COVID-19 pandemic, they do know that the world is different. In many cases, they left school in March or April to continue learning virtually—and many finished their school years from home. As schools welcome students back, children who are going back to school in-person may … Continued

Preparing for an Unprecedented Open Enrollment Period

Open enrollment following the COVID-19 pandemic will be unlike any other in recent memory. Many organizations are still trying to recover from extended closures and maintain safe working environments—open enrollment is the last thing on their minds. Yet, procrastinating on enrollment planning can actually cause more issues than it solves. This article explains what employers … Continued

Telemedicine and COVID

Telemedicine and the Coronavirus As the number of confirmed coronavirus disease 2019 (COVID-19) cases rises daily, hospitals and medical care providers are overwhelmed with phone calls and in-person visits. Telemedicine and telehealth services are emerging as viable solutions to help lessen the burden on health care facilities and staff, while still providing individuals with the … Continued

Sample FURLOUGH LETTER (COVID-19)

Below please find a sample (from ThinkHR) letter for Furloughing employees.  Customize for your personal needs. [date]   [employee name and address]   Re: Notice of Furlough   Dear [employee name],   We regret to inform you that because of the current level of work available as a result of COVID-19, we have opted to … Continued

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